This is a charge made through a company called Comenity, which provides private label credit cards to stores and other businesses, coalition loyalty programs and direct marketing. Comenity is part of Bread Financial, a financial services company that offers personalized payment, lending and savings services. Comenity and Alliance Data Systems were both rebranded as Bread Financial in 2022. People in the comments below report that the charges were from the following stores: Victoria’s Secret/Pink credit card The Children’s Place credit card BJ’s Perks credit card Ulta credit card Forever 21 credit card

We have not yet been able to confirm the merchant's refund policy, but we will contact them on your behalf.

If you notice fraudulent activity on your account, you can contact Comenity's Customer Care at 1-855-823-1001. You can also review Comenity's website for frequently asked questions about fraud. Another option is to contact your bank and dispute the charges and try to recover the money.